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Most Current
Articles
Real Estate
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Investing in Real Estate
Real Estate Investing Or Landlording?
Real estate investing is the classic wealth vehicle that has taken people from living hand to mouth to the pinnacle of wealth. It's the vehicle of choice because it's accessible to all of us.
Real Estate
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Mortgage and Credit
Flexible Payment Mortgages
With most mortgages, your payment is the same every month. But what if your paycheck isn’t so regular? Would you like to be able to vary your mortgage payment depending on your cash flow?
Real Estate
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Home Equity
What You Should Know About Home Equity Lines of Credit
More and more lenders are offering home equity lines of credit. By using the equity in your home, you may qualify for a sizable amount of credit, available for use as you please, at an interest rate that is relatively low.
Real Estate
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Home Equity
Shopping for a Home Equity Loan
If you decide that the timing’s right for a home equity loan, ask your friends or family for recommendations of lenders. Then, comparison shop. Comparing loan plans will help you get a better deal.
Real Estate
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Mortgage and Credit
Looking for the Best Mortgage
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage price and terms may be negotiable. Shopping, comparing, and negotiating may save you thousands of dollars.
Real Estate
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Home Improvements
Home Sweet Home Improvement
Whether you’re planning an addition for a growing family or simply getting new storm windows, finding a competent and reliable contractor is the first step to a successful and satisfying home improvement project.
Real Estate
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Home Equity
Home Equity Credit Lines
Using a credit line to borrow against the equity in your home has become a popular source of consumer credit. And lenders are offering these home equity credit lines in a variety of ways.
Real Estate
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Mortgage and Credit
High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages)
If you're refinancing your mortgage or applying for a home equity loan, learn about the Home Ownership and Equity Protection Act which addresses certain deceptive and unfair practices in home equity lending.
Real Estate
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Mortgage and Credit
Cancellation of Private Mortgage Insurance: Federal Law May Save You Hundreds of Dollars Each Year
The Homeowners Protection Act of 1998 - which became effective in 1999 - establishes rules for automatic termination and borrower cancellation of PMI on home mortgages.
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