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    <title>Start and Grow a Business - Advice from Franklinomics.com</title> 
    <link>http://www.franklinomics.com/wealth/information/</link> 
    <description>Start and Grow a Business - Advice from Franklinomics.com</description> 
    <language>en-us</language> 
    <copyright>Copyright 2005 Poor Richard Web Press, LLC</copyright> 
    <lastBuildDate>Apr 12th, 2008 - 08:28:35</lastBuildDate>
     
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      <title>Office Equipment Financing</title> 
      <description>The genuine financing companies offer great help in acquiring office equipment which in turn improves the effectiveness and productivity of the work place.</description> 
      <link>http://www.franklinomics.com/wealth/information/Office-Equipment-Financing.shtml</link> 
      <author>Chris Fletcher</author> 
      <pubDate>Apr 12, 2008 08:24</pubDate> 
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      <title>Unsecured Business Loans: The Easy Way To A Steady Cash Flow</title> 
      <description>Lenders have already assisted many businesses improve their cash flow with our unsecured business loans through years of experience in the field of helping businesses grow.</description> 
      <link>http://www.franklinomics.com/wealth/information/Unsecured-Business-Loans-The-Easy-Way-To-A-Steady-Cash-Flow.shtml</link> 
      <author>David Castro</author> 
      <pubDate>Apr 12, 2008 08:19</pubDate> 
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      <title>Bankruptcy Basics</title> 
      <description>The Bankruptcy Code allows a debtor a fresh start, the chance for a productive future unburdened by past debts, and a fair distribution of a debtor's property among creditors. </description> 
      <link>http://www.franklinomics.com/wealth/information/Bankruptcy-Basics.shtml</link> 
      <author>Jerome S. Cohen</author> 
      <pubDate>Apr  4, 2008 16:45</pubDate> 
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      <title>Examples of Bankruptcy Fraud Investigations FY2008</title> 
      <description>The following examples of bankruptcy fraud investigations are excerpts from public record documents on file in the court records in the judicial district in which the cases were prosecuted.</description> 
      <link>http://www.franklinomics.com/wealth/information/Examples-of-Bankruptcy-Fraud-Investigations-2008.shtml</link> 
      <author></author> 
      <pubDate>Apr  4, 2008 16:20</pubDate> 
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      <title>5 Easy Steps to Help You Determine Your Financial Status So You Can Confidently Leave Your J-O-B To Run Your Home-Based Business</title> 
      <description>Having a clear understanding of your current and future financial commitments will play a MAJOR role in your strategic plan for business success. </description> 
      <link>http://www.franklinomics.com/wealth/information/Determine_Your_Financial_Status_So_You_Can_Confidently_Leave_Your_Job_To_Run_Your_Home-Based_Business.shtml</link> 
      <author>Laurie Hayes</author> 
      <pubDate>Oct 11, 2007 21:56</pubDate> 
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      <title>What Are the Ultimate Home-Based Business Tax Advantages? </title> 
      <description>One of the great things about starting a business from home is the tremendous tax advantage they provide.</description> 
      <link>http://www.franklinomics.com/wealth/information/The_Ultimate_Home-Based_Business_Tax_Advantages.shtml</link> 
      <author>Monique Hawkins</author> 
      <pubDate>Oct 11, 2007 21:51</pubDate> 
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      <title>What Are the Ultimate Home-Based Business Tax Advantages? </title> 
      <description>One of the great things about starting a business from home is the tremendous tax advantage they provide.</description> 
      <link>http://www.franklinomics.com/wealth/information/What_Are_the_Ultimate_Home-Based_Business_Tax_Advantages.shtml</link> 
      <author>Monique Hawkins</author> 
      <pubDate>Oct 11, 2007 21:44</pubDate> 
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      <title>Why Even Consider a Home-Based Business? </title> 
      <description>In J. Paul Getty's book "How To Get Rich," his first rule for success is, "You must be in business for yourself. You will never get rich working for someone else."</description> 
      <link>http://www.franklinomics.com/wealth/information/Why_Even_Consider_a_Home-Based_Business.shtml</link> 
      <author>Ted Makovsky</author> 
      <pubDate>Oct 11, 2007 21:39</pubDate> 
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      <title>Ensuring A Profitable Home Based Business Opportunity</title> 
      <description>If you would like to be one of many who has found a home based business opportunity and become successful with it, then hard work is going to be needed to achieve this goal.</description> 
      <link>http://www.franklinomics.com/wealth/information/Ensuring_A_Profitable_Home_Based_Business_Opportunity.shtml</link> 
      <author>Leonard Bartholomew </author> 
      <pubDate>Oct 11, 2007 21:24</pubDate> 
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      <title>10 Important Questions New Home-Based Business Owners Need to Ask Web Developers Before Dishing Out the Dough</title> 
      <description>Here are 10 questions you need answered to help you create an effective web site without breaking the bank or delaying your plans.</description> 
      <link>http://www.franklinomics.com/wealth/information/Ten_Important_Questions_New_Home-Based_Business_Owners_Need_to_Ask_Web_Developers.shtml</link> 
      <author>Laurie Hayes </author> 
      <pubDate>Oct 11, 2007 21:20</pubDate> 
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      <title>Searching For An Internet Home Based Business?...The Questions Begin With You </title> 
      <description>When I lost my long-term employment only then did I truly realize that I had a CHOICE. I consciously made the decision to work at home from the Internet.</description> 
      <link>http://www.franklinomics.com/wealth/information/Searching_For_An_Internet_Home-Based_Business.shtml</link> 
      <author>Ruby River </author> 
      <pubDate>Oct 11, 2007 21:14</pubDate> 
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      <title>3 Basic Steps To Optimize Your Internet Home-Based Business </title> 
      <description>As I learned more and more about the Internet and gained confidence to apply my knowledge and experience globally, I started to explore other opportunities that might be ‘out there' in cyberspace.</description> 
      <link>http://www.franklinomics.com/wealth/information/3_Basic_Steps_To_Optimize_Your_Internet_Home-Based_Business.shtml</link> 
      <author>Cynthia Bull </author> 
      <pubDate>Oct 11, 2007 21:11</pubDate> 
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      <title>10 Important Questions New Home-Based Business Owners Need to Ask Web Developers Before Dishing Out the Dough</title> 
      <description>Here are 10 questions you need answered to help you create an effective web site without breaking the bank or delaying your plans. </description> 
      <link>http://www.franklinomics.com/wealth/information/10_Important_Questions_New_Home-Based_Business_Owners_Need_to_Ask_Web_Developers.shtml</link> 
      <author>Laurie Hayes </author> 
      <pubDate>Oct 11, 2007 21:06</pubDate> 
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      <title>How to be Successful with Google Adwords</title> 
      <description>A lot of people think that to be successful with Google Adwords you either have to be lucky or practicing some black art. However the good news is that Google Adwords does work and you can make it work for you.</description> 
      <link>http://www.franklinomics.com/wealth/information/How_to_be_successful_with_Google_Adwords.shtml</link> 
      <author>Mike Seddon</author> 
      <pubDate>Sep 21, 2007 15:37</pubDate> 
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      <title>Blogging For SEO: How To Get Maximum Search Benefit From Your Small Business Blog</title> 
      <description>If you have a small business blog, or are thinking of starting one, you should be aware of the ways you can use your blog to drive traffic to your Website.</description> 
      <link>http://www.franklinomics.com/wealth/information/How_To_Get_Maximum_Search_Benefit_From_Your_Small_Business_Blog.shtml</link> 
      <author>Caroline Melberg</author> 
      <pubDate>Sep 21, 2007 15:05</pubDate> 
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      <title>FOREX Affiliate Program</title> 
      <description>Earn thousands of dollars per Referral. We have affiliates that are making over $100,000 USD per month.</description> 
      <link>http://www.franklinomics.com/wealth/information/Forex-Affiliate_Program.shtml</link> 
      <author>Forex-Affiliate</author> 
      <pubDate>Apr 20, 2007 16:58</pubDate> 
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      <title>Website Marketing: 10 Points to Consider in Promoting Your Website</title> 
      <description>With a little work and very little cost, you can make your site into a valuable piece of your business property.</description> 
      <link>http://www.franklinomics.com/wealth/information/Website_Marketing_Points_to_Consider_in_Promoting_Your_Website.shtml</link> 
      <author>Poor Richard's Web Almanack</author> 
      <pubDate>Apr 19, 2007 10:07</pubDate> 
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      <title>Search Engine Positioning: Hints for Getting Better Search Engine Results </title> 
      <description>Here are some coding tips to follow to help each page of your site achieve a higher search result within all of the major search engines.</description> 
      <link>http://www.franklinomics.com/wealth/information/Search_Engine_Positioning_Hints_for_Getting_Better_Search_Engine_Results.shtml</link> 
      <author>Poor Richard's Web Almanack</author> 
      <pubDate>Apr 19, 2007 09:56</pubDate> 
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      <title>SEO or PPC - Deciding Which Type Of Search Engine Marketing Your Business Needs</title> 
      <description>Before you get started, you should decide which of the two major Search Engine marketing strategies will work best for your site.</description> 
      <link>http://www.franklinomics.com/wealth/information/SEO_or_PPC-Deciding_Which_Type_Of_Search_Engine_Marketing_Your_Business_Needs.shtml</link> 
      <author>Chris Taylor </author> 
      <pubDate>Apr 16, 2007 09:52</pubDate> 
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      <title>How To Analyze Your Search Engine Competition</title> 
      <description>Before you even begin to analyze a competitor's web site you should make sure that you are equipped to do the job.</description> 
      <link>http://www.franklinomics.com/wealth/information/How_To_Analyze_Your_Search_Engine_Competition.shtml</link> 
      <author>Chris Taylor</author> 
      <pubDate>Apr 16, 2007 09:48</pubDate> 
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      <title>Why Your Local Business Needs a Website That Can Be Found By Customers</title> 
      <description>In today's world of instant communication, you can extend your business' reach much further than you ever thought possible.</description> 
      <link>http://www.franklinomics.com/wealth/information/Why_Your_Local_Business_Needs_a_Website_That_Can_Be_Found_By_Customers.shtml</link> 
      <author>Lynn VanDyke</author> 
      <pubDate>Mar 23, 2007 16:57</pubDate> 
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      <title>5 Ways a Website Can Help Your Business</title> 
      <description>A business website isn't just another gimmick or tool that you have in your business arsenal anymore – it's a necessity in order to compete.</description> 
      <link>http://www.franklinomics.com/wealth/information/Ways_a_Website_Can_Help-Your_Business.shtml</link> 
      <author>Lynn VanDyke</author> 
      <pubDate>Mar 23, 2007 16:40</pubDate> 
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      <title>5 Facts That Will Have Your Re-Writing Your Website In A Hurry</title> 
      <description>This article will highlight the differences between writing copy for the web and writing copy for print.</description> 
      <link>http://www.franklinomics.com/wealth/information/Facts_That_Will_Have_Your_Re-Writing_Your_Website.shtml</link> 
      <author>Aran Kay</author> 
      <pubDate>Mar 23, 2007 16:27</pubDate> 
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      <title>The Super Affiliate Handbook: A Must Have For Affiliate Marketers</title> 
      <description>If you need something that can help you with affiliate programs, you will need the Super Affiliate Handbook by Rosalind Gardner.</description> 
      <link>http://www.franklinomics.com/wealth/information/super-affiliate-handbook.shtml</link> 
      <author>Mario R. Churchill</author> 
      <pubDate>Dec 29, 2006 14:13</pubDate> 
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      <title>Why So Many People Fail In Affiliate Marketing</title> 
      <description>Affiliate marketing isn’t as simple as directing customers to the business site. If you want to earn big, of course, you have to invest time and great amount of hard work in promoting the products.</description> 
      <link>http://www.franklinomics.com/wealth/information/affiliate-marketing-failures.shtml</link> 
      <author>Clarence Binayu</author> 
      <pubDate>Dec 29, 2006 13:56</pubDate> 
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      <title>Affiliate Programs – The advantages of being an affiliate</title> 
      <description>Affiliate programs programs can offer huge advantages for affiliates, especially when they offer online training, support and marketing tools.</description> 
      <link>http://www.franklinomics.com/wealth/information/internet-affiliate-advantages.shtml</link> 
      <author>Francois du Toit</author> 
      <pubDate>Dec 29, 2006 13:49</pubDate> 
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      <title>How To Make Your Web Site And Affiliate Marketing Compatible</title> 
      <description>To be able to make money from your web site as an affiliate marketer. You need to get your site and your affiliate program to work together.</description> 
      <link>http://www.franklinomics.com/wealth/information/affiliate-marketing-compatible-website.shtml</link> 
      <author>Ove Nordkvist</author> 
      <pubDate>Dec 29, 2006 13:33</pubDate> 
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      <title>Network Vs. Affiliate Marketing</title> 
      <description>Here are two of the biggest online money makers right now: online business opportunities and affiliate marketing.</description> 
      <link>http://www.franklinomics.com/wealth/information/network-affiliate-marketing.shtml</link> 
      <author>Andreas Sundstrom</author> 
      <pubDate>Dec 29, 2006 13:24</pubDate> 
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      <title>Affiliate Marketing, Moving Towards Maturity</title> 
      <description>One method of introducing your business on the net is through affiliate marketing. The affiliate is being rewarded because of his efforts in promoting your business. </description> 
      <link>http://www.franklinomics.com/wealth/information/affiliate-marketing-maturity.shtml</link> 
      <author>Steven Gerber</author> 
      <pubDate>Dec 29, 2006 13:13</pubDate> 
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      <title>Get Your Website to Profit With the Best Affiliate Programs Available</title> 
      <description>In the past, you needed products or services in order to make money through the Internet. Today however, you can make money through the Internet by using affiliate programs.</description> 
      <link>http://www.franklinomics.com/wealth/information/profit-with-best-affiliate-programs-available.shtml</link> 
      <author>Steven Gerber</author> 
      <pubDate>Dec 29, 2006 12:58</pubDate> 
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      <title>Filing Requirements for Tax Exempt Organizations</title> 
      <description>Generally, tax-exempt organizations must file an annual information return.</description> 
      <link>http://www.franklinomics.com/wealth/information/tax-exempt-organizations-filing-requirements.shtml</link> 
      <author></author> 
      <pubDate>Jun 29, 2006 17:25</pubDate> 
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      <title>Independent Contractors vs. Employees</title> 
      <description>Before you can determine how to treat payments you make for services, you must first know the business relationship that exists between you and the person performing the services.</description> 
      <link>http://www.franklinomics.com/wealth/information/taxing-employees-vs-independent-contractors.shtml</link> 
      <author></author> 
      <pubDate>Jun 29, 2006 17:15</pubDate> 
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      <title>Reporting Your Earnings if you are Self-Employed</title> 
      <description>Most people who pay into Social Security work for an employer. But self-employed people must report their earnings and pay their taxes directly to IRS. </description> 
      <link>http://www.franklinomics.com/wealth/information/reporting-earnings-when-self-employed.shtml</link> 
      <author></author> 
      <pubDate>Jun 29, 2006 17:05</pubDate> 
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      <title>You Can Work and Get Social Security at the Same Time</title> 
      <description>You can work while you receive Social Security retirement (or survivors) benefits. When you do, it could mean a higher benefit for you in the future.</description> 
      <link>http://www.franklinomics.com/wealth/information/work-and-get-social-security-at-the-same-time.shtml</link> 
      <author></author> 
      <pubDate>Jun 29, 2006 16:45</pubDate> 
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      <title>Business Asset Liquidation</title> 
      <description>Before you terminate your lease, sell a key piece of equipment, or disconnect your utilities, make sure you review this liquidation sale checklist.</description> 
      <link>http://www.franklinomics.com/wealth/information/business-asset-liquidation.shtml</link> 
      <author></author> 
      <pubDate>Jun 12, 2006 17:35</pubDate> 
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      <title>Closing a Business Checklist</title> 
      <description>There are typical actions that are taken when closing a business. </description> 
      <link>http://www.franklinomics.com/wealth/information/business-closing-checklist.shtml</link> 
      <author></author> 
      <pubDate>Jun 12, 2006 17:25</pubDate> 
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      <title>Selling a Business</title> 
      <description>The sale of a business is not usually a sale of one asset. Instead, all of the assets of the business are sold. When this occurs, each asset is treated as being sold separately for determining the treatment of gain or loss.</description> 
      <link>http://www.franklinomics.com/wealth/information/selling-your-business.shtml</link> 
      <author></author> 
      <pubDate>Jun 12, 2006 17:21</pubDate> 
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      <title>Ending a Business by Declaring Bankruptcy</title> 
      <description>Bankruptcy proceedings begin with the filing of a petition with the bankruptcy court.</description> 
      <link>http://www.franklinomics.com/wealth/information/declaring-bankruptcy.shtml</link> 
      <author></author> 
      <pubDate>Jun 12, 2006 17:01</pubDate> 
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      <title>Planning Your Business Exit</title> 
      <description>If you've ever given any serious thought to exiting your business, now is the time to start. Exiting is a multi-step process that can take from weeks to years depending on the size of the organization and the reasons for exiting.</description> 
      <link>http://www.franklinomics.com/wealth/information/planning-your-business-exit.shtml</link> 
      <author>Michael J. Franz</author> 
      <pubDate>Jun 12, 2006 16:50</pubDate> 
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      <title>The Uniformed Services Employment and Reemployment Rights Act</title> 
      <description>The Uniformed Services Employment and Reemployment Rights Act (USERRA) protects service members' reemployment rights when returning from a period of service in the uniformed services.</description> 
      <link>http://www.franklinomics.com/wealth/information/userra-law.shtml</link> 
      <author></author> 
      <pubDate>Jun  2, 2006 16:45</pubDate> 
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      <title>Employment Laws: Overview &amp; Resources for Employers</title> 
      <description>There are many federal, state and local laws that affect the American workplace, and it is important for employers to know where to go for help in understanding their responsibilities under these laws.</description> 
      <link>http://www.franklinomics.com/wealth/information/employment-law-overview-for-employers.shtml</link> 
      <author></author> 
      <pubDate>Jun  2, 2006 16:35</pubDate> 
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      <title>Understanding Credit Card Transaction Fees</title> 
      <description>Credit card processing does not have to be challenging. Accepting credit cards can help grow your business. Sometimes merchants shop for discount rates, but rates are only part of the processing picture.</description> 
      <link>http://www.franklinomics.com/wealth/information/understanding-credit-card-transaction-fees.shtml</link> 
      <author>Scott Burke</author> 
      <pubDate>Apr 12, 2006 06:39</pubDate> 
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      <title>Registered Identification Number Frequently Asked Questions</title> 
      <description>A registered identification number or RN is a number issued by the Federal Trade Commission, upon request, to a business residing in the U.S. that is engaged in the manufacture, importing, distribution, or sale of textile, wool, or fur products.</description> 
      <link>http://www.franklinomics.com/wealth/information/registered-identification-numbers.shtml</link> 
      <author></author> 
      <pubDate>Mar 31, 2006 07:23</pubDate> 
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      <title>Employer Identification Number</title> 
      <description>An Employer Identification Number (EIN) is also known as a Federal Tax Identification Number, and is used to identify a business entity. Generally, businesses need an EIN.</description> 
      <link>http://www.franklinomics.com/wealth/information/employer-identification-number.shtml</link> 
      <author></author> 
      <pubDate>Mar 30, 2006 07:25</pubDate> 
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      <title>State Licensing Requirements</title> 
      <description>While business licensing requirements vary from state to state, some of the more common types are listed here.</description> 
      <link>http://www.franklinomics.com/wealth/information/state-business-licensing-requirements.shtml</link> 
      <author></author> 
      <pubDate>Mar 30, 2006 07:14</pubDate> 
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      <title>Selling Securities Without Registering with the SEC</title> 
      <description>Your company's securities offering may qualify for one of several exemptions from the registration requirements.</description> 
      <link>http://www.franklinomics.com/wealth/information/selling-securities-without-sec-registration.shtml</link> 
      <author></author> 
      <pubDate>Mar 29, 2006 07:22</pubDate> 
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      <title>Disclosures Companies Must Make When They Go Public</title> 
      <description>When your company goes public, this triggers ongoing reporting obligations for your company. In some cases, this also subjects your company's officers, directors, and significant shareholders to reporting requirements.</description> 
      <link>http://www.franklinomics.com/wealth/information/public-company-disclosures.shtml</link> 
      <author></author> 
      <pubDate>Mar 29, 2006 07:16</pubDate> 
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      <title>How a Small Business Registers a Public Offering</title> 
      <description>If you decide on a registered public offering, the Securities Act requires your company to file a registration statement with the SEC before the company can offer its securities for sale.</description> 
      <link>http://www.franklinomics.com/wealth/information/small-business-public-offering.shtml</link> 
      <author></author> 
      <pubDate>Mar 29, 2006 07:11</pubDate> 
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      <title>Taking a Company Public</title> 
      <description>When your company needs additional capital, going public may be the right choice, but you should weigh your options carefully.</description> 
      <link>http://www.franklinomics.com/wealth/information/taking-your-company-public.shtml</link> 
      <author></author> 
      <pubDate>Mar 29, 2006 07:04</pubDate> 
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      <title>Federal Securities Laws</title> 
      <description>In response to the Stock Market Crash of 1929, the U.S. Congress enacted the federal securities laws and created the Securities and Exchange Commission (SEC) to administer them.</description> 
      <link>http://www.franklinomics.com/wealth/information/federal-securities-laws.shtml</link> 
      <author></author> 
      <pubDate>Mar 29, 2006 07:00</pubDate> 
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      <title>Copyrights, Patents, and Trademarks Frequently Asked Questionss</title> 
      <description>The owner of a registered copyright enjoys the ability of blocking the unauthorized copying or public performance of a work protected by copyright.</description> 
      <link>http://www.franklinomics.com/wealth/information/copyrights-patents-trademarks-faq.shtml</link> 
      <author></author> 
      <pubDate>Mar 23, 2006 07:12</pubDate> 
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      <title>Copyright Basics</title> 
      <description>Copyright is a form of protection grounded in the U.S. Constitution and granted by law for original works of authorship fixed in a tangible medium of expression.</description> 
      <link>http://www.franklinomics.com/wealth/information/copyright-basics.shtml</link> 
      <author></author> 
      <pubDate>Mar 23, 2006 06:59</pubDate> 
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      <title>Trade Secrets</title> 
      <description>A trade secret is any piece of information used by a business that isn't known to the general public, including formulas, business plans, designs, and procedures.</description> 
      <link>http://www.franklinomics.com/wealth/information/trade-secrets.shtml</link> 
      <author></author> 
      <pubDate>Mar 23, 2006 06:47</pubDate> 
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      <title>Guide To Intellectual Property</title> 
      <description>Consisting of business strategies, images, concepts, and ideas, lawful protection of intellectual property predates the U.S. Constitution.</description> 
      <link>http://www.franklinomics.com/wealth/information/intelectual-property-guide.shtml</link> 
      <author></author> 
      <pubDate>Mar 23, 2006 06:39</pubDate> 
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      <title>Business Law Frequently Asked Questions</title> 
      <description>Still trying to decide on what structure your business should be? Review these typical questions to help you determine the best structure for your business.</description> 
      <link>http://www.franklinomics.com/wealth/information/business-law-faq.shtml</link> 
      <author></author> 
      <pubDate>Mar 20, 2006 06:47</pubDate> 
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      <title>Accounting and Recordkeeping Frequently Asked Questions</title> 
      <description>The importance of keeping adequate records cannot be stressed enough. Without records, you cannot see how well your business is doing or where it is going.</description> 
      <link>http://www.franklinomics.com/wealth/information/accounting-recordkeeping-faq.shtml</link> 
      <author></author> 
      <pubDate>Mar 16, 2006 07:02</pubDate> 
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      <title>Financial Controls</title> 
      <description>How well are you managing the financial aspects of your business? Implementing and maintaining internal financial controls are important aspects of running a successful business.</description> 
      <link>http://www.franklinomics.com/wealth/information/financial-controls.shtml</link> 
      <author></author> 
      <pubDate>Mar 16, 2006 06:59</pubDate> 
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      <title>The Balance Sheet</title> 
      <description>The balance sheet is a snapshot of the company's financial standing at a point in time. The balance sheet shows the company's financial position, what it owns (assets) and what it owes (liabilities and net worth).</description> 
      <link>http://www.franklinomics.com/wealth/information/balance-sheet.shtml</link> 
      <author></author> 
      <pubDate>Mar 16, 2006 06:50</pubDate> 
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      <title>Guide to Extending Credit</title> 
      <description>Find out how to establish credit practices that help ensure you'll get paid, comply with federal and state credit laws, and learn what to do if customers don't pay when they're supposed to. </description> 
      <link>http://www.franklinomics.com/wealth/information/extending-credit.shtml</link> 
      <author></author> 
      <pubDate>Mar 14, 2006 06:54</pubDate> 
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      <title>Business Guide to Contracts</title> 
      <description>A contract is an agreement between two or more parties that creates an obligation to do or not do particular things. A contract may or may not have to be put in writing and may or may not have to be signed.</description> 
      <link>http://www.franklinomics.com/wealth/information/legal-business-contracts.shtml</link> 
      <author></author> 
      <pubDate>Mar 10, 2006 17:03</pubDate> 
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    <item>
      <title>Hiring a Lawyer: Frequently Asked Questions</title> 
      <description>In some cases, you can handle problems without hiring a lawyer. However, if the situation involves a major problem like being slapped with a lawsuit or charged with a crime, you probably need a lawyer.</description> 
      <link>http://www.franklinomics.com/wealth/information/hiring-a-lawyer-faq.shtml</link> 
      <author></author> 
      <pubDate>Mar 10, 2006 16:55</pubDate> 
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    <item>
      <title>Forms of Business Ownership</title> 
      <description>One of the first decisions that you will have to make as a business owner is how the company should be structured. Consult with an accountant and attorney to help you select the form of ownership that is right for you.</description> 
      <link>http://www.franklinomics.com/wealth/information/forms-of-business-ownership.shtml</link> 
      <author></author> 
      <pubDate>Mar 10, 2006 16:39</pubDate> 
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    <item>
      <title>Breakeven Analysis Before Business Startup</title> 
      <description>Breakeven analysis is a tool used to determine when a business will be able to cover all its expenses and begin to make a profit.</description> 
      <link>http://www.franklinomics.com/wealth/information/breakeven-analysis.shtml</link> 
      <author></author> 
      <pubDate>Mar 10, 2006 16:28</pubDate> 
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      <title>Estimating Business Costs</title> 
      <description>Every business is different and has its own specific cash needs at various stages of development. You must estimate the costs of your business for at least the first several months.</description> 
      <link>http://www.franklinomics.com/wealth/information/estimating-business-costs.shtml</link> 
      <author></author> 
      <pubDate>Mar 10, 2006 16:22</pubDate> 
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    <item>
      <title>Start-Up Costs</title> 
      <description>Some businesses can be started on a shoestring budget, while others may require considerable investment in inventory or equipment. It is vital to know whether you will have enough money to launch your business venture. </description> 
      <link>http://www.franklinomics.com/wealth/information/business-startup-costs.shtml</link> 
      <author></author> 
      <pubDate>Mar 10, 2006 16:17</pubDate> 
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    <item>
      <title>Guide to Collecting Debts</title> 
      <description>Keys to collecting debt legally and successfully include preparing a policy and procedure manual and a credit application form. A measured approach to debt collection is better in the long run than immediately going to a collection agency or court.</description> 
      <link>http://www.franklinomics.com/wealth/information/guide-to-collecting-debts.shtml</link> 
      <author></author> 
      <pubDate>Mar 10, 2006 16:07</pubDate> 
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    <item>
      <title>Information Compromise and Identity Theft: Guidance for Your Business</title> 
      <description>These days, it is almost impossible to be in business and not collect or hold personally identifying information about your customers. If this information falls into the wrong hands, it could put these individuals at risk for identity theft.</description> 
      <link>http://www.franklinomics.com/wealth/information/information-compromise-and-identity-theft-business-guidance.shtml</link> 
      <author></author> 
      <pubDate>Mar  9, 2006 17:27</pubDate> 
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    <item>
      <title>Accepting Cash and Checks</title> 
      <description>Establishing payment and collection policies and understanding the laws that regulate them are indispensable steps toward protecting the financial health of your business.</description> 
      <link>http://www.franklinomics.com/wealth/information/accepting-cash-and-checks.shtml</link> 
      <author></author> 
      <pubDate>Mar  9, 2006 16:55</pubDate> 
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    <item>
      <title>Recruiting Employees on the Web</title> 
      <description>Does your business need new employees? The Internet may be a great new place to find just the right people for your enterprise!</description> 
      <link>http://www.franklinomics.com/wealth/information/Recruiting_Employees_on_the_Web.shtml</link> 
      <author></author> 
      <pubDate>Mar  7, 2006 17:29</pubDate> 
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    <item>
      <title>Buying a Business: Closing Checklist</title> 
      <description>It is important during the closing to make sure that you have legal counsel available to review all documentation necessary for the transfer of the business.</description> 
      <link>http://www.franklinomics.com/wealth/information/buying-a-business-closing-checklist.shtml</link> 
      <author></author> 
      <pubDate>Mar  7, 2006 17:18</pubDate> 
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    <item>
      <title>Buying a Business: The Sales Agreement</title> 
      <description>The sales agreement is the key document in buying the business assets or stock of a corporation. It is important to make sure the agreement is accurate and contains all the terms of the purchase.</description> 
      <link>http://www.franklinomics.com/wealth/information/buying-a-business-sales-agreement.shtml</link> 
      <author></author> 
      <pubDate>Mar  7, 2006 17:14</pubDate> 
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    <item>
      <title>Determining the Value of a Business</title> 
      <description>A realistic business valuation requires a thorough analysis of several years of the business operation and an opinion about the future outlook of the industry, the economy, and how the company will compete.</description> 
      <link>http://www.franklinomics.com/wealth/information/determine-the-value-of-a_business.shtml</link> 
      <author></author> 
      <pubDate>Mar  7, 2006 17:06</pubDate> 
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    <item>
      <title>Business Purchase Research</title> 
      <description>Once you've found a business that you would like to buy, it's important to conduct a hard, objective investigation. Look into every aspect of the business, verifying whether the owner's stated reasons for selling are legitimate.</description> 
      <link>http://www.franklinomics.com/wealth/information/business-purchase-research.shtml</link> 
      <author></author> 
      <pubDate>Mar  7, 2006 16:55</pubDate> 
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    <item>
      <title>Buying a Business: Advantages and Disadvantages</title> 
      <description>Many find the idea of running a small business appealing, but lose their motivation after dealing with business plans, investors, and legal issues associated with new startups.</description> 
      <link>http://www.franklinomics.com/wealth/information/buying-a-business-advantage-disadvantage.shtml</link> 
      <author></author> 
      <pubDate>Mar  2, 2006 12:48</pubDate> 
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    <item>
      <title>Franchise and Business Opportunities</title> 
      <description>Want to be your own boss? A franchise or business opportunity may sound appealing, however, you could lose a significant amount of money if you don't investigate a business carefully before you buy.</description> 
      <link>http://www.franklinomics.com/wealth/information/franchise-and-business-opportunities.shtml</link> 
      <author></author> 
      <pubDate>Feb 27, 2006 06:51</pubDate> 
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      <title>Work-at-Home Schemes</title> 
      <description>While you may find "work-at-home" ads appealing, especially if you can't work outside your home, proceed with caution. Not all work-at-home opportunities deliver on their promises.</description> 
      <link>http://www.franklinomics.com/wealth/information/work-at-home-schemes.shtml</link> 
      <author></author> 
      <pubDate>Feb 27, 2006 06:25</pubDate> 
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    <item>
      <title>Getting Your Share of the Federal Government Business</title> 
      <description>Learn seven easy ways to improve your business' share of government contracts</description> 
      <link>http://www.franklinomics.com/wealth/information/getting-your-share-of-federal-government-business.shtml</link> 
      <author></author> 
      <pubDate>Feb 23, 2006 13:10</pubDate> 
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    <item>
      <title>Locating Sales Opportunities in Goverment Procurement</title> 
      <description>The small business that wants to sell to the Government should make sure its name is on all appropriate lists. However, the firm must know which agencies normally buy the products or services offered by its company.</description> 
      <link>http://www.franklinomics.com/wealth/information/sales-opportunities-in-goverment-procurement.shtml</link> 
      <author></author> 
      <pubDate>Feb 23, 2006 12:38</pubDate> 
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    <item>
      <title>Government Contracting Frequently Asked Questions</title> 
      <description>Answers to common questions about government contracting.</description> 
      <link>http://www.franklinomics.com/wealth/information/government-contracting-faqs.shtml</link> 
      <author></author> 
      <pubDate>Feb 22, 2006 16:35</pubDate> 
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    <item>
      <title>Preparing Bids and Proposals</title> 
      <description>There are two types of offers: - bids and proposals. Bids are used in sealed bidding purchases, while proposals involve awards to be made following negotiation.</description> 
      <link>http://www.franklinomics.com/wealth/information/preparing-bids-and-proposals.shtml</link> 
      <author></author> 
      <pubDate>Feb 22, 2006 16:12</pubDate> 
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    <item>
      <title>How The Government Buys</title> 
      <description>Understand what an Invitation For Bid (IFB) is and how to get business with the government.</description> 
      <link>http://www.franklinomics.com/wealth/information/how-the-government-buys.shtml</link> 
      <author></author> 
      <pubDate>Feb 22, 2006 15:59</pubDate> 
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    <item>
      <title>Exporting in a Digital Age - Frequently Asked Questions</title> 
      <description>You must learn the laws and regulations when exporting your business' goods or services, especially in dealing with foreign markets using electronic means.</description> 
      <link>http://www.franklinomics.com/wealth/information/exporting-electronic-faq.shtml</link> 
      <author></author> 
      <pubDate>Feb 21, 2006 14:53</pubDate> 
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    <item>
      <title>Export Express to Obtain Export Financing</title> 
      <description>SBA Export Express combines the SBA’s small business lending assistance with its technical assistance programs to help small businesses that have traditionally had difficulty in obtaining adequate export financing.</description> 
      <link>http://www.franklinomics.com/wealth/information/expor-express-to-obtain-export-financing.shtml</link> 
      <author></author> 
      <pubDate>Feb 21, 2006 14:19</pubDate> 
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      <title>Certified Development Company (504) Loan Program</title> 
      <description>The CDC loan program is a long-term financing tool for economic development within a community. It provides growing businesses with long-term, fixed-rate financing for major fixed assets such as land and buildings.</description> 
      <link>http://www.franklinomics.com/wealth/information/certified-development-company-loan-program.shtml</link> 
      <author></author> 
      <pubDate>Feb 21, 2006 14:02</pubDate> 
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    <item>
      <title>Applying for a Business Loan</title> 
      <description>When applying for a loan, you must prepare a written loan proposal. Make your best presentation in the initial loan proposal and application; you may not get a second opportunity.</description> 
      <link>http://www.franklinomics.com/wealth/information/applying-for-a-business-loan.shtml</link> 
      <author></author> 
      <pubDate>Feb 21, 2006 13:04</pubDate> 
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    <item>
      <title>Basic Requirements for for SBA Loan Assistance</title> 
      <description>Even though the SBA qualifying standards are more flexible than other types of loans, lenders will generally ask for certain information before deciding to use an SBA loan program.</description> 
      <link>http://www.franklinomics.com/wealth/information/sba-loan-assistance-basic-requirements.shtml</link> 
      <author></author> 
      <pubDate>Feb 21, 2006 12:31</pubDate> 
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    <item>
      <title>Credit Factors for a Growing Business</title> 
      <description>To determine if you qualify for the SBA's financial assistance, you should first understand some basic credit factors that apply to all loan requests. Every application needs positive credit merits to be approved.</description> 
      <link>http://www.franklinomics.com/wealth/information/credit-factors-for-a-growing-business.shtml</link> 
      <author></author> 
      <pubDate>Feb 21, 2006 12:27</pubDate> 
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    <item>
      <title>Equity Financing</title> 
      <description>Most of the time additional equity comes from friends, relatives, employees, customers or colleagues. However, the most common source of professional equity funding is from venture capitalists.</description> 
      <link>http://www.franklinomics.com/wealth/information/equity-financing.shtml</link> 
      <author></author> 
      <pubDate>Feb 11, 2006 22:54</pubDate> 
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      <title>Equity Capital</title> 
      <description>Unlike debt, equity capital is permanently invested in the business. The business has no legal obligation for repayment of the amount invested or for payment of interest for the use of the funds. </description> 
      <link>http://www.franklinomics.com/wealth/information/equity-capital.shtml</link> 
      <author></author> 
      <pubDate>Feb 11, 2006 22:50</pubDate> 
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    <item>
      <title>Trade Credit</title> 
      <description>Trade credit is credit extended by suppliers. Ordinarily, it is the first source of extra capital that the small business owner turns to when the need arises.</description> 
      <link>http://www.franklinomics.com/wealth/information/trade-credit.shtml</link> 
      <author></author> 
      <pubDate>Feb 11, 2006 22:47</pubDate> 
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    <item>
      <title>Managing Internal Capital</title> 
      <description>Before seeking external sources of capital from investors or lenders, a business should thoroughly explore all reasonable sources for meeting its capital needs internally.</description> 
      <link>http://www.franklinomics.com/wealth/information/managing-internal-capital.shtml</link> 
      <author></author> 
      <pubDate>Feb 11, 2006 22:42</pubDate> 
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    <item>
      <title>How the Need for Capital Arises</title> 
      <description>To just stay in business or to expand, the small business owner needs capital, but where do you get it?</description> 
      <link>http://www.franklinomics.com/wealth/information/how-the-need-for-capital-arises.shtml</link> 
      <author></author> 
      <pubDate>Feb 11, 2006 22:39</pubDate> 
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      <title>Certified Development Company 504 Loan Program</title> 
      <description>The SBA provides long-term, fixed-rate financing to small businesses to acquire real estate or machinery or equipment for expansion or modernization.</description> 
      <link>http://www.franklinomics.com/wealth/information/sba-cdc-504-loans.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 22:49</pubDate> 
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      <title>Microloan, a 7(m) Loan Program</title> 
      <description>The SBA provides short-term loans of up to $35,000 to small businesses and not-for-profit child-care centers.</description> 
      <link>http://www.franklinomics.com/wealth/information/microloan-7m-loan-program.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 22:46</pubDate> 
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      <title>Loan Prequalification</title> 
      <description>The SBA offers a loan prequalification to assist small businesses. It is important to note, however, that the SBA is primarily a guarantor of loans made by private and other institutions.</description> 
      <link>http://www.franklinomics.com/wealth/information/sba-loan-prequalification.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 22:43</pubDate> 
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      <title>Basic 7(a) Loan Guaranty</title> 
      <description>The SBA offers the Basic 7(a) Loan to assist small businesses. It is important to note, however, that the SBA is primarily a guarantor of loans made by private and other institutions.</description> 
      <link>http://www.franklinomics.com/wealth/information/sba-basic-loan-guarantee.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 21:54</pubDate> 
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    <item>
      <title>Understanding Financial Statements</title> 
      <description>The balance sheet is a snapshot of the company's financial standing at an instant in time. The balance sheet shows the company's financial position, what it owns and what it owes.</description> 
      <link>http://www.franklinomics.com/wealth/information/understanding-financial-statements.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 21:38</pubDate> 
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      <title>Capital for Growth</title> 
      <description>An expanding business offers the potential for numerous growth opportunities. Managing this growth, although rewarding, can challenge your skills and financial resources.</description> 
      <link>http://www.franklinomics.com/wealth/information/capitol-for-growth.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 21:18</pubDate> 
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    <item>
      <title>Children's Online Privacy Protection Act Compliance</title> 
      <description>The Children's Online Privacy Protection Act (COPPA), passed by Congress in October 1998, requires the Federal Trade Commission (FTC) to issue and enforce rules concerning children's online privacy.</description> 
      <link>http://www.franklinomics.com/wealth/information/coppa-compliance.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 17:35</pubDate> 
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    <item>
      <title>Website Woes: Avoiding Web Service Scams</title> 
      <description>Some unscrupulous companies, claiming to provide free web design and hosting services, bill small businesses for services that were never authorized and have little value.</description> 
      <link>http://www.franklinomics.com/wealth/information/avoiding-web-service-scams.shtml</link> 
      <author></author> 
      <pubDate>Feb 10, 2006 17:30</pubDate> 
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