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The path to wealth begins with debt elimination and frugality, as well as smart consumer practices to get more for your money.
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Personal Wealth : Credit and Money Tips : Credit Cards Gold and Platinum Cards If you're looking for credit, be wary of some 'gold' or 'platinum' card offers promising to get you credit cards or improve your credit rating. Personal Wealth : Credit and Money Tips : Credit Cards Credit Card Loss Protection Offers: The Real Steal Telephone scam artists are lying to get people to buy worthless credit card loss protection and insurance programs. If you didn't authorize a charge, don't pay it. Personal Wealth : Credit and Money Tips : Credit Cards Credit and Debit Card Blocking Have you ever been told you were over your credit card limit, or had your debit card declined? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking." Personal Wealth : Credit and Money Tips : Credit Cards Credit, ATM and Debit Cards: What to do if They're Lost or Stolen Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen. Personal Wealth : Credit and Money Tips : Credit Cards Choosing and Using Credit Cards Chances are you've gotten your share of "pre-approved" credit card offers in the mail. Many of these solicitations urge you to accept "before the offer expires." Before you accept, shop around to get the best deal.
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