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The path to wealth begins with debt elimination and frugality, as well as smart consumer practices to get more for your money.

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Personal Wealth : Credit and Money Tips : ATM Fees
Using Your Credit Card at an ATM
There are lots of hidden dangers and costs when you use your credit card at an ATM

Personal Wealth : Credit and Money Tips : ATM Fees
Does Your Business Need an On-Site ATM Machine?
So you’re wondering whether or not its worth buying an on-site ATM machine for your retail store or other business?

Personal Wealth : Credit and Money Tips : ATM Fees
How to Make Money from ATMs
Once you have paid all these little fees, it is possible to make money on your ATM by collecting a percentage of the surcharge.

Personal Wealth : Credit and Money Tips : Credit Protection
Credit and Divorce
If you've recently been through a divorce - or are contemplating one - you may want to look closely at issues involving credit.

Personal Wealth : Credit and Money Tips : Credit Cards
Gold and Platinum Cards
If you're looking for credit, be wary of some 'gold' or 'platinum' card offers promising to get you credit cards or improve your credit rating.

Personal Wealth : Credit and Money Tips : Credit Cards
Credit Card Loss Protection Offers: The Real Steal
Telephone scam artists are lying to get people to buy worthless credit card loss protection and insurance programs. If you didn't authorize a charge, don't pay it.

Personal Wealth : Credit and Money Tips : Credit Cards
Credit and Debit Card Blocking
Have you ever been told you were over your credit card limit, or had your debit card declined? If this happened shortly after you stayed in a hotel or rented a car, the problem could have been card "blocking."

Personal Wealth : Credit and Money Tips : Credit Cards
Credit, ATM and Debit Cards: What to do if They're Lost or Stolen
Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen.

Personal Wealth : Credit and Money Tips : Credit Cards
Choosing and Using Credit Cards
Chances are you've gotten your share of "pre-approved" credit card offers in the mail. Many of these solicitations urge you to accept "before the offer expires." Before you accept, shop around to get the best deal.

Personal Wealth : Credit and Money Tips : Credit Protection
Improving Your Credit Report
Under the Fair Credit Reporting Act both the consumer reporting company and the information provider are responsible for correcting inaccurate or incomplete information in your report.

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